Published October 4, 2026 in Market Update

More listings are showing up, but this market is still moving

By The Joe Fallon Team

Real estate, Primary market

Are higher rates freezing everything up around here? That is a fair question, and the short answer is no. Here is the good part: the Real Estate Data Aggregator counted 339 new listings across the Primary market in the three months ending July 31, 2026, up 13% from the same months a year before, and pending sales rose 5% over the same stretch to 292. More homes to look at, and buyers are still moving.

Rates are real, and worth knowing. Freddie Mac put the average 30-year fixed rate at 7.28% as of October 1, 2026. CNBC reported the average contract rate for conforming 30-year loans reached 7.30% the same week. Realtor.com noted rates crossed 7% in late September for the first time since January 2025, and climbed nearly 40 basis points over the four weeks before that. That is a meaningful shift for anyone doing the math on a payment.

So what does that mean for sellers here? Demand has not disappeared. The Real Estate Data Aggregator counted 176 homes for sale across the Primary market, up 18.1% from a year before, and buyers are still going under contract. That gives sellers proof that fresh demand is still there when a home is priced well, and it gives buyers a little more room to compare before deciding.

How each ZIP code read in the three months ending July 31, 2026

The story is not the same in every neighborhood. Here is how the three ZIP codes broke out.

19460: Prices up, homes selling over list

The Real Estate Data Aggregator counted 161 homes sold in ZIP 19460 in the three months ending July 31, 2026. The median sale price was $540,000, up 10.4% from the same months in 2025. Homes sold in a median of 22 days, which was 6 days shorter than a year before, and 54% of homes sold above list price, up 6.7 points year over year. The average sale price came in at 102.8% of list. Plus new listings rose 13.4% and pending sales edged up 1.7%, so supply and demand are both moving.

19425: More choice, a little more time to decide

ZIP 19425 tells a different story, and it is worth being straight about it. The Real Estate Data Aggregator counted 58 homes sold in the three months ending July 31, 2026, up 13.7% from a year before, which is a real positive. The median sale price was $647,500, down 17.5% year over year. That dip is worth noting. Homes sat a median of 35 days, 7 days longer than a year before, and the average sale price came in at 99.7% of list. Still, pending sales jumped 17.9% and new listings rose 12.3%, so activity is picking up even if pricing pressure is real.

19475: The fastest pace of the three

ZIP 19475 moved the quickest. The Real Estate Data Aggregator counted 39 homes sold in the three months ending July 31, 2026, with a median sale price of $440,000, up 15.8% year over year. The median days on market was just 10 days, 7 days shorter than a year before, and 56.4% of homes sold above list price, up 23.8 points. Nearly 7 in 10 homes, specifically 69.8%, went under contract within two weeks of listing, up 15 points from a year ago. Homes for sale rose 37% and new listings climbed 12.2%, so more options are showing up and buyers are still taking them.

What is the national picture adding to this?

Nationally, Realtor.com reported active listings were up 6.3% from a year ago as of October 1, 2026, the fastest pace in at least six months. The National Association of Realtors put months of supply at 4.9 months nationally, the highest level in over ten years, and reported existing-home sales were up 1.6% year to date through August 2026. The local Primary market is running tighter than that national figure, with the Real Estate Data Aggregator showing 1.8 months of supply in 19460 and 2.3 months in 19425.